Part three analyzes market concentration including concentration ratio, herfindal index, Lorenz curve and Gini coefficient . it points out the market concentration is very high.

第三节对决定市场结构最重要的因素——市场集中度进行了分析。 分别对银行业的市场集中率、赫芬达尔指数、洛伦兹曲线和基尼系数进行了分析。

Firstly, the dissertation analyzes the market structure of China's banking industry empirically by market share, centralization ratio, HHI index, Lorenz curve, Gini radio, etc.

首先,本文从市场份额、市场集中度、赫希曼—赫芬达尔指数、洛伦茨曲线、基尼系数、进入壁垒和退出壁垒等多个角度对中国银行业的市场结构进行了实证研究。